Brand profile · Financial Services

FLOW- Ethical Credit Management

Flow works in Financial Services, out of Singapore. It is privately held, and its site is flow-tech.ai. It holds six addresses on record across five office countries. Headcount on record is 62. Its work is tagged fintech and artificial intelligence. Its latest round on record is Debt financing, with no amount recorded. The record links five similar brands, most of them in Financial Services.

flow-tech.ai LinkedIn

Profile live Privately Held Founded 2016 5 office countries 5 funding rounds
Counted staff
62
self-reported band not used
Founded
2016
10 years
Legal entities
None matched
Office countries
5
6 addresses
Funding rounds
5
Debt financing · Oct 2020
Company type
Privately Held
self-reported
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Description

Flow is a credit management company that is transforming the business of unsecured consumer finance through AI technologies and ethical practices in the APAC region. One-size-fits-all approach of traditional debt collection is limiting for both lenders and borrowers. Hence, redefining debt collection begins with creating personalised, digital-first experiences that help consumers overcome their financial difficulties.

Flow’s data-driven collection strategies have proven, remarkable recovery rates for top financial institutions and technology companies and we have supported over 2.8 million consumers to date. At Flow, we are committed to promoting ethical debt collection and improving financial literacy through customer education. Headquartered in Singapore, the company launched its first operations in Vietnam in 2016 and has since expanded to Indonesia and India.

Specialties

All 8 specialties
  • Consumer Credit Management Services
  • FinTech
  • Credit Cycle Management
  • Digital Debt Collection
  • Loan Portfolio Purchase
  • Artificial Intelligence
  • Unsecured Consumer Finance
  • Ethical Collection

Related specialties

Locations

5
Countries with an office address6 addresses on record
SingaporeprimaryIndiaIndonesiaUkraineVietnam

Country footprint

Offices in 5 countriesCountry footprint: 5 countries, primary SG. Codes: SG, ID, IN, UA, VN.5 countriesprimary SGSGIDINUAVN
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Countries5
Primary countrySG

All codes: SG ID IN UA VN

Addresses

  • INKothaguda Road; Hyderabad, Telangana 500084
  • UAKyiv, Degtiarivska str. 48 bld.; Kyiv
  • SG111 North Bridge Rd; #08-18 Peninsula Plaza; Singapore, 179098Primary
  • VN384 Hoàng Diệu, phường 6, quận 4; Tầng 4, tòa nhà H3; Hồ Chí Minh, 70000
  • IDMenara Anugrah 7th Floor, Setiabudi; Jalan Mega Kuningan Barat Lot 8.6 - 8.7; Jakarta, 12950
  • INJhandewalan Road; 91 Springboard Business Hub Private Limited E3, Rani Jhani Rd, Jhandewalan Estate; Delhi, 110055

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Funding

Last round · 2 October 2020Amount not recordedDebt financing · investor: Genesis Alternative Ventures
Rounds5
Round typeDebt financing · non-equity funding
Amount (USD)not recorded
Stage ranknot recorded
Investors named1
Since last round5 yr 3 mo

Funding

5 funding roundsFunding timeline. Latest round 2 Oct 2020: Debt financing, amount not disclosed.20162026Debt financingamount not disclosed5 rounds
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Rounds5
Axis2016 to 2026
Debt financing · 2 Oct 2020not disclosed

Dated rounds only. The axis ends at the date this profile was last observed, not at today.

Spending power

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Signals & hiring

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Financials

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People & contacts

4 employee profiles on record · names withheld.

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FAQ

How many people work at FLOW- Ethical Credit Management?

62 counted staff profiles at January 2026. The brand's self-reported band sits above that count and is not published as a headcount.

Where does FLOW- Ethical Credit Management have offices?

Six addresses on record across 5 countries. Primary: 111 North Bridge Rd, #08-18 Peninsula Plaza, Singapore 179098.

Has FLOW- Ethical Credit Management raised funding?

Five rounds. Latest 2 October 2020: debt financing, investor Genesis Alternative Ventures, no amount recorded.

What does FLOW- Ethical Credit Management list as its specialties?

Eight tags on the brand's own list, among them fintech and artificial intelligence.

Which companies are listed alongside FLOW- Ethical Credit Management?

Five peer profiles on record: Collectius Systems and Atome.

What is FLOW- Ethical Credit Management's website?

flow-tech.ai