Spending power
TheGrid Corporate Spending Power index would rate purchasing capacity from registry, scale and activity signals.
Spending power
Key facts
Counted staff
61
self-reported 11–50 band
Founded
2022
4 years
Legal entities
None matched
Office countries
1
1 address
Funding rounds
2
Series A · Aug 2025 · US$ 15.0M
Company type
Privately Held
self-reported
Description
Founded by Walter de Oude, the founder of Singapore Life (Singlife), Chocolate Finance is a happy place for your spare cash where you can enjoy 2% p.a. on your first S$20k, 1.8% p.a. on your next S$30k, and up to 1.8% p.a. on any amount thereafter.
No lock-in periods. No hoops or complex criteria. No minimum or maximum balance requirements. See your returns in the app every, single, day.
What’s more? Boost your savings with Chocolate’s USD account where you get to enjoy a happy 4.1% p.a return on your first US$20k, 3.8% p.a. on your next US$30k and up to 3.8% on any amounts above that. All with the same benefits of your SGD account.
What’s more? If we don't make the returns for your first S$50k + US$50k, the difference will be topped up during the Qualifying Period. Does it get any better than that?
Chocolate Finance is a brand under Chocfin Pte Ltd, regulated by the Monetary Authority of Singapore (CMS101452) with a Capital Market Services license. We invest in a carefully selected portfolio of funds, optimising risk-adjusted returns by analysing factors like duration, yield, credit quality, and currency.
It only takes a few minutes to get started - download the app, sign up with your mobile OTP, and verify your identity via Singpass. Once you’ve added money, you’ll see your daily returns the very next day!
Specialties
All 1 specialty
- savings and personal finance
Locations
Country footprint
Show as table · Offices in 1 country
| Countries | 1 |
|---|---|
| Primary country | SG |
All codes: SG
Addresses
- SG1 George Street #10-01; Singapore, 049145Primary
Grid intelligence Members
Funding
Rounds2
Round typeSeries A · venture round
Amount (USD)15,000,000
Stage rank3
Investors named1
Since last round4 mo
Funding
Show as table · 2 funding rounds
| Rounds | 2 |
|---|---|
| Axis | 2022 to 2026 |
| Series A · 24 Aug 2025 | US$ 15.0M |
Dated rounds only. The axis ends at the date this profile was last observed, not at today.
Signals & hiring
Hiring, headcount and registry-change signals, streamed to members.
Latest signal
Hiring activity
Headcount trend
Financials
Registry-filed capital and financial indicators, standardised by TheGrid.
Paid-up capital
Fiscal period
Registered charges
Revenue
Profit / loss
People & contacts
4 employee profiles on record · names withheld.
Names and titles are intentionally absent from this page. The source relation carries no consent record across the privacy regimes this directory spans, so it is never requested and never stored. Search engines see exactly what you see here.
Counts only. No names are stored here, and none are served.
FAQ
How many people work at Chocolate Finance?
The record holds 61 counted staff profiles at January 2026, above the self-reported 11–50 band.
Where does Chocolate Finance have offices?
One address on record, Singapore only. Primary: 1 George Street #10-01, Singapore 049145.
Has Chocolate Finance raised funding?
Two rounds. Latest 24 August 2025: Series A, US$15,000,000, investor Nikko AssetManagement.
What does Chocolate Finance list as its specialties?
One tag on the brand's own list, among them savings and personal finance.
Which companies are listed alongside Chocolate Finance?
Eight peer profiles on record: Syfe and Saison Capital.